Zoho Writer

VERY clever. I have created two documents using templates. One was a mock up of a could be invitation to the UCOL Library Christmas lunch and the other a letter to Donna thanking her for her efforts in assisting me to complete 23 Things in my quest to receive the sparking christmas tree. I would imagine you use Zoho if you didn't have Office or some such on your home computer?? Is that how it works although I thought you always needed to install at least something. Look forward to the many interesting comments and feedback on this.